R Dataset / Package Ecdat / Hdma


On this R-data statistics page, you will find information about the Hdma data set which pertains to The Boston HMDA Data Set . The Hdma data set is found in the Ecdat R package. You can load the Hdma data set in R by issuing the following command at the console data("Hdma"). This will load the data into a variable called Hdma. If R says the Hdma data set is not found, you can try installing the package by issuing this command install.packages("Ecdat") and then attempt to reload the data. If you need to download R, you can go to the R project website. You can download a CSV (comma separated values) version of the Hdma R data set. The size of this file is about 202,832 bytes.

The Boston HMDA Data Set


a cross-section from 1997-1998

number of observations : 2381 observation : individuals country : United States

In package version 0.2-9 and earlier this dataset was called Hdma.




A dataframe containing :


debt payments to total income ratio


housing expenses to income ratio


ratio of size of loan to assessed value of property


consumer credit score from 1 to 6 (a low value being a good score)


mortgage credit score from 1 to 4 (a low value being a good score)


public bad credit record ?


denied mortgage insurance ?


self employed ?


is the applicant single ?


1989 Massachusetts unemployment rate in the applicant's industry


is unit a condominium ? (was called comdominiom in version 0.2-9 and earlier versions of the package)


is the applicant black ?


mortgage application denied ?


Federal Reserve Bank of Boston.

Munnell, Alicia H., Geoffrey M.B. Tootell, Lynne E. Browne and James McEneaney (1996) “Mortgage lending in Boston: Interpreting HMDA data”, American Economic Review, 25-53.


Stock, James H. and Mark W. Watson (2003) Introduction to Econometrics, Addison-Wesley Educational Publishers, chapter 9.

See Also

Index.Source, Index.Economics, Index.Econometrics, Index.Observations


Dataset imported from https://www.r-project.org.

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Attachment Size
dataset-75037.csv 198.08 KB
Dataset License
GNU General Public License v2.0
Documentation License
GNU General Public License v2.0

This documentation is licensed under GPLv3 or later.